By Elijah Johnson 
Sailing around the US Virgin Islands (USVI) is a dream for many cruisers—think turquoise waters, white sand beaches, and a Caribbean vibe that’s tough to beat. But for sailors on a budget, navigating the islands without breaking the bank can feel tricky. From mooring fees to fuel costs and groceries, the expenses can add up fast. Luckily, the USVI offers plenty of options for sailors who want to enjoy island life without spending a fortune. Here’s a rundown of the top ports and anchorages that combine natural beauty, safety, and wallet-friendly options.
1. Charlotte Amalie, St. Thomas
Charlotte Amalie, the capital of St. Thomas, is one of the busiest harbors in the USVI—but it’s also surprisingly friendly for budget-conscious sailors. The harbor offers a mix of free and low-cost moorings, especially if you’re willing to anchor just outside the main marina.
Once you’re docked or anchored, Charlotte Amalie is full of practical conveniences. Grocery stores, marine supply shops, and laundromats are all within walking distance. Plus, the town’s historic architecture and bustling waterfront make for a fun evening stroll without any added cost.
Pro tip: If you anchor off the main harbor, dinghy into town early in the morning to avoid peak taxi and shuttle fees.
2. Red Hook, St. Thomas
Red Hook on the east end of St. Thomas is a gem for sailors who want easy access to the nearby British Virgin Islands (BVI) and prefer a quieter, less pricey spot than Charlotte Amalie. The anchorage is large and protected, and mooring balls here are generally more affordable than the big marinas.
The town itself has a small, casual vibe, perfect for grabbing groceries or a budget-friendly meal. Red Hook is also known for its ferry connections to Tortola, making it a convenient jump-off point if you’re planning to sail between islands without paying for expensive marina slips in the BVI.
Pro tip: Weekdays tend to be less crowded than weekends, giving you a better chance to snag a free anchoring spot.
3. Crown Bay, St. Thomas
Crown Bay is slightly off the beaten path, which is great for sailors looking to avoid the tourist crowds. This harbor has both public moorings and anchorages that are cheaper than the main Charlotte Amalie marina. It’s especially popular with liveaboard cruisers who want easy access to St. Thomas’ shopping and provisioning options without paying premium harbor rates.
A bonus for budget sailors: Crown Bay has several nearby beaches that are free to visit, so you can enjoy a full day of sun and sand without spending a dime.
Pro tip: Check the weather before anchoring here, as the bay can get choppy during strong easterly winds.
4. Coral Bay, St. John
St. John is famous for its natural beauty and quiet, laid-back vibe—and Coral Bay is the ideal spot for budget sailors who prefer a more secluded experience. Unlike Cruz Bay on the west side, Coral Bay has a low-key anchorage where mooring fees are minimal, and it’s often easier to find a spot, even during peak season.
The town has a few small grocery stores and local restaurants, so you can stock up without spending much. Plus, Coral Bay provides direct access to Virgin Islands National Park trails and some of the island’s best snorkeling spots, all free of charge.
Pro tip: Keep an eye out for local mooring regulations—while fees are low, some areas are reserved for day visitors.
5. Caneel Bay, St. John
For sailors who want to anchor in pristine waters without paying for luxury resorts, Caneel Bay is a top choice. While some resorts charge hefty mooring fees, there are public anchoring spots nearby that are budget-friendly and safe. The bay’s calm waters make it a great overnight stop or a multi-day anchorage for those looking to enjoy nature rather than nightlife.
From Caneel Bay, it’s easy to explore nearby beaches and hiking trails. Many are free to access, and snorkeling gear rentals are usually cheaper if you bring your own.
Pro tip: Arrive early in the morning to claim a prime anchoring spot before it fills up, especially in the winter cruising season.
6. Great Cruz Bay, St. John
Great Cruz Bay, near the ferry dock on St. John’s west side, is another excellent anchorage for budget-minded sailors. While it’s slightly more developed than Coral Bay, there are affordable mooring balls and room to anchor offshore. The convenience factor is huge: you can dinghy to local shops, bars, and restaurants without needing a car or paying for taxis.
Pro tip: Anchor a little outside the main mooring field for more privacy and lower costs, but make sure your anchor is secure in the soft sand.
7. Brewers Bay, St. Thomas
If you’re looking for a quiet, budget-friendly spot near the airport, Brewers Bay is a hidden gem. The anchorage is protected and less crowded than Charlotte Amalie or Red Hook, and it’s free to anchor here if you bring your own gear. The bay is also great for snorkeling, swimming, and relaxing, making it a full-day destination without any fees.
Pro tip: Keep in mind that facilities are minimal—bring your own water and provisions if you plan to stay more than a day.
Budget Sailing Tips for the USVI
Anchor whenever possible – Mooring balls in popular marinas can add up, while anchoring is often free or very low-cost.
Provision wisely – Stock up on groceries at larger stores in Charlotte Amalie to avoid paying premium prices on smaller islands.
Use dinghies smartly – Avoid frequent taxi or ferry rides by planning errands efficiently.
Monitor weather and currents – Anchoring in protected bays will save fuel and ensure safety.
Plan low-season visits – Rates are usually lower outside peak winter months, and anchorages are less crowded.
Sailing the US Virgin Islands on a budget is absolutely doable. From the bustling streets of Charlotte Amalie to the tranquil waters of Coral Bay, there are anchorages and ports that cater to cruisers looking to enjoy the Caribbean lifestyle without blowing their savings. With a little planning, savvy provisioning, and a keen eye for free or low-cost moorings, you can experience the best of the USVI without ever feeling strapped for cash.